People-First Protection

Benefits Your Team Will Actually Love & Use.

Attract top talent and manage healthcare costs effortlessly. We design flexible Group Health, Accident, and Life programs backed by dedicated HR support and proactive wellness initiatives.

Design a Benefits Plan

E-Card Issued

Day 1 Coverage Active

Telehealth

Doc Consult Booked

Expert claims advocacy that takes the burden off HR.

HR teams spend countless hours answering employee claim queries and battling end-of-year premium hikes. Rexa acts as your extended team — negotiating custom risk pools and providing dedicated, human-led claims support from admission to settlement.

  • Dedicated Claims Manager: A single point of contact for your employees during medical emergencies.
  • Data-Driven Renewals: We analyze utilization trends to optimize costs before renewal.

Rexa HR Dashboard (Conceptual)

Active Employees

245

Claim Settlement Ratio

98.5%

Rahul Sharma (Marketing)

Cashless Claim #9822

Approved
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The Employee Benefits Portfolio

Comprehensive, modular coverage designed to protect your most valuable asset: your people.

Foundation

Group Health Insurance (GMC)

Customized hospitalization coverage that eliminates waiting periods and provides access to top-tier network hospitals.

  • Day-1 Pre-existing Disease Cover
  • Maternity & Newborn Cover
  • Dependent Parents Inclusion

Group Personal Accident (GPA)

Worldwide, 24x7 financial protection for employees against unforeseen accidents resulting in disability or death.

  • Accidental Death Benefit
  • Permanent Total/Partial Disability
  • Loss of Income Replacement

Term Life & Super Top-Ups

Provide absolute financial security to your employees' families and offer buffers for critical illnesses.

  • Group Term Life (GTL)
  • Corporate Buffer for Critical Illness
  • Voluntary Employee Top-Ups

Beyond Insurance: The Wellness Ecosystem

True risk management starts before a claim is filed. Rexa integrates proactive health and wellness initiatives directly into your benefits structure to keep your teams healthy and manage long-term premium costs.

Telemedicine

24/7 digital access to certified doctors for minor ailments.

Health Camps

On-site annual wellness checkups, eye, and dental clinics.

Mental Health

Confidential counseling and emotional support lines.

OHC Setup

Occupational Health Centres for manufacturing campuses.

Frequently Asked Questions

Common inquiries from HR leaders regarding Group Health Insurance.

What is the minimum group size for a GMC policy?
Typically, a Group Mediclaim (GMC) policy requires a minimum of 7 to 10 employees to constitute a valid group under IRDAI guidelines, depending on the specific insurer's underwriting rules. We help startups and small businesses find the right entry point.
Are pre-existing diseases covered immediately?
Yes. Unlike retail health insurance which has waiting periods (usually 2-4 years) for pre-existing diseases, a properly structured corporate GMC policy waives these waiting periods, offering Day-1 coverage for all employees.
Can employees upgrade their coverage limits?
Yes, we highly recommend integrating a Voluntary Super Top-Up option. This allows the company to provide a base cover (e.g., ₹3 Lakhs), and employees can choose to pay a small premium from their own pocket to increase their limit (e.g., up to ₹10 Lakhs) for added security.
Are group health premiums tax deductible?
Yes. The premiums paid by an employer for the health insurance of its employees are generally considered a deductible business expense under Section 37(1) of the Income Tax Act, 1961, as it is an expense incurred wholly and exclusively for the purposes of the business.

Design a benefits plan your team will love.

Let our employee benefits specialists build a customized structure that balances comprehensive coverage with sustainable cost management.

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